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Temporary Car Insurance: Flexible, Affordable Short-Term Cover

Temporary Insurance has never been easier - quicker policies at competitive prices.

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Temporary Car Insurance: Flexible, Affordable, and Quick!

Need to borrow a car, share the driving on a road trip, or take a car for a test drive? Temporary car insurance offers a simple, flexible way to get short-term cover, allowing you to hit the road within minutes. Whether it's for an hour, a day, or a month, we've got you covered!

temporary car insurance benefits

Fully Comprehensive Cover

1 hour to 28 Days Flexible Cover

Drivers Aged 19 to 75

Full UK & EU Licence

Maximum Car Value is £65,000

Protect The Car Owner's No Claims Discount

Why Choose Temporary Car Insurance?

Instant Cover: Get insured and on the road the same day.
Flexible Duration: Choose coverage from 1 hour up to 28 days.
Comprehensive Insurance: Enjoy the same benefits as an annual policy.
Protect No Claims Discount: Take out your own policy without affecting the owner's no claims discount.

How Does Temporary Car Insurance Work?

Temporary car insurance, or short-term insurance, allows you to legally drive a car for a short period without the need for an annual policy. It’s perfect for those one-off trips, borrowing a friend’s car, or taking a car for a test drive.‍

Temporary Car Insurance.

It's quick and easy to get insured.

1
Click the Temp Quote below
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Temporary car cover available from 1 hour to 28 days
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Easy to use online quote form, get covered in minutes

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What’s Included in Temporary Car Insurance?

Everything you’d expect from an annual policy, but with the flexibility of short-term cover. This includes:

Comprehensive Coverage: For both business and leisure use.
Accidental Damage: Covers any accidental or malicious damage to the car.
Theft and Fire: Protection against theft, attempted theft, and fire damage.
European Cover: Third-party cover when driving in Europe.

However, note that some things typically aren't covered:

Keys Left in the Ignition: You won’t be covered if the car is stolen with the keys in it.
Unnamed Drivers: Only those named on the policy are covered.
Incorrect Use: Using the car for purposes not listed in the policy.
Wrong Licence: Driving without the correct licence won’t be covered.
Hire Cars: Insurance for hire cars needs to be obtained from the rental company.

How Much Does Temporary Car Insurance Cost?

The cost of short-term car insurance varies based on several factors:

Location: Where you live and where the car is kept overnight.
Policy Duration: The length of time you need cover.
Type of Car: The make and model of the car.
Driving History: Your driving record, including any previous convictions or claims.

Temporary car insurance can be a cost-effective option, especially for those who need occasional cover. It’s perfect for:

Borrowing a Car: Use a friend’s car without them needing to add you to their policy.
Road Trips: Share driving responsibilities without risking the owner’s no claims discount.
Test Drives: Try before you buy, with hourly insurance for test driving a new car.
Moving: Temporary cover for moving house or office.
Students: Cover for young drivers home from university.
Emergency Use: Quick cover for unexpected situations.

Who Needs Temporary Car Insurance?

Temporary car insurance is ideal for a variety of scenarios, including:

Borrowing a Vehicle: When you need to use someone else’s car.
Occasional Drivers: For those who drive infrequently.
Road Trips: Perfect for sharing driving duties on long trips.
Using a Courtesy Car: Cover when driving a car that isn’t yours.
Moving: Short-term cover for moving house.
Young Drivers: Ideal for students needing temporary cover.
Collecting a Vehicle: Ensure cover when picking up or delivering a car.
Test Driving: Hourly insurance for test drives.

Eligibility for Temporary Car Insurance?

To be eligible for temporary car insurance, you need:

A valid driving license.
The vehicle owner's permission.
To meet age and vehicle restrictions (e.g., drivers aged 19-75, car value up to £65,000).

Get a Quote Now

Ready to get covered? Use the simple online tool to get an instant quote. Enter a few details about yourself and the car, choose the duration of your coverage, and get insured within minutes.